Q.	Who is Kermath Realty?
	Kermath Realty is based out of Saline, MI. Our broker has been a licensed Michigan broker since 2005 and see the trend toward automating the buying and selling process. We are Statewide Realtors in Michigan that can list your home for a flat fee in any MLS and offer a real estate rebate when buying homes too.
Q	How do I find a home?
	Several ways: Realtor.com is common, try the link to the right side of our web site “Search Statewide MLS’s this is a list of common MLS’S throughout the state. Also, if you see a home, you may call the listing agent. Just tell them you already have a buyers agency greement with someone else.
Q.	How does the real estate rebate work?
	As you find homes we can pull additional data for you to review. If you speak to the listing agent just tell them you already have an agent. This way  they won’t think you are thier prospect. By law your rebate must be on your closing statement so once we get the offer going we’ll need to alert your mortgage rep so they are aware of the rebate.
Q.	How do I get started?
	Simply email me or call me at 734-649-4903. I can set you up in “Listing Match”. This is a program in the MLS where we can input you so when a home meets your criteria you are the first to know as the home is emailed to you!
Q.	Can I sign up even if I’ve talked to other agents?
	Yes but be sure you let them know you will be signing a buyers agency agreement from here on out. It is important other agents know you’re working with us. Otherwise they’ll think you are their prospect and want the commission if you buy.
Q.	Can I use Kermath Realty if the home is for sale by owner?
	Yes, the owner most likely is willing to pay a commission to sell their home. Although you may think that if you go to the owner direct you get the home cheaper because there is no commission, that is not true. The owner is saving half and you are professionally represented so we can get the home for even less!  Additionally, when a buyer and seller have no agent it’s best to hire us to do the paperwork to ensure a smooth closing. Many times any commission of fee to us can be negotiated and split between buyer and seller as a way to get professional help.

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Your home buyer rebate broker,
Jeff Kermath - cell 734-649-4903 or email me how to help you  

 

Save money buying & save money selling. Jeff specializes in flat fee mls listings and home buyer rebates. Jeff Kermath, broker / owner of Kermath Realty LLC.

If you use us as your home buyer rebate broker on the buy side we give you up to 50% of our commission to you at closing for your home buyer rebate.

What is a Home Buyer Rebate? 

A home buyer rebate is where your buyers agent gives back to you or "Rebates" part of their commission at closing when you buy a property using them.

Why would a buyer's agent Home Buyer Rebate part of their commission to a buyer?

It's an incentive for a buyer to do business  with us. The result is more business for us too. It's a win-win as we increase our business and you the buyer get a home buyer rebate or cash at closing. The perfect combination!

Are Home Buyer Rebates legal? 

Yes. In 40 states, Michigan is one of them.

How do I verify I'm going to get my home buyer rebate?  This is VERY IMPORTANT! Your very first contact must be with us as your buyer's agent or at least tell that listing agent that you already have a buyer's agent. If you see a home and then contact the listing agent for information you immediately become that listing agent's prospective buyer. That listing agent will have establshed you as their buyer prospect.   So, it is critical that you contact us as your agent first and tell us the property you are interested in. We will then contact the listing agent as YOUR BUYER'S AGENT.

What if I am working with another home buyer's agent?  You can always email / call that buyer's agent back and tell them you've gone in another direction.  Remember, you can use who you wish to buy a home.

How does the home buyer rebate process work?  As you search for homes, you would contact us as your buyer's agent and email the list of homes you're interested in. We would then contact the listing agent and help schedule the showings.  When you wish to make the offer we would draw up the offer, get it to you. You sign the offer then we get it to the listing agent and begin the negotiating process. When we come to terms then we are there to help you from start to finish just like a regular Realtor. You lose nothing using compared to any other buyer's agent. We are here to provide full Realtor services to you through closing!

More important points to remember about home buyer rebates:
 

• Per recent lending laws in order to have the "Home Buyer Rebate" on the closing statement so you get paid the buyer rebate MUST be on the closing statement.  Your lender needs to be aware of this home buyer rebate and will require the home buyer rebate to be on the closing statement.
• Procuring cause: KNOW THIS!  Procuring cause  is the "Series of events that lead to the successful purchase of a home". In plain English it gets down to who deserves the commission on a deal. If you as a buyer contact a listing agent you could become their buyer. Even if you end up buying through us or another agent, that original listing agent could argue you are their buyer because you established contact with them first on the home being purchase. Google "procuring cause" for detailed information.

I appreciate you  taking time to get to know home buyer rebates. I believe they are the future of the real estate industry. I started doing home buyer rebates years ago and they seem to just now be catching on.

I'm happy to speak to you about this or any real estate need. Feel free to call me most anytime on my cell at 734-649-4903 or email me.

Thank you,
Jeff Kermath