Mortgages & Pre-Approvals (Plus 50% Buyer Rebate)

  • Michigan
  • Mortgages & Pre-Approvals (Plus 50% Buyer Rebate)
Flat Fee Group Michigan • Kermath Realty LLC (MI Broker License #6502334057)

Michigan Mortgage Pre-Approvals, Rate Quotes & 50% Home Buyer Commission Rebate

Buying a home in Michigan or selling your current home to move up? Get a verified Michigan mortgage pre-approval letter across all 83 Michigan counties and combine it with our 50% Home Buyer Commission Rebate ($3,500–$10,000+ credited at closing) or 0.5% Unrepresented Buyer Transaction Coordinator service.

  • Same-Day Michigan Pre-Approval Letters: Conventional, FHA, VA, USDA Rural, Jumbo, Construction, and Investor/DSCR loans across Metro Detroit, Ann Arbor, West Michigan, Lansing, Northern Michigan & the U.P.
  • Former Mortgage Company Owner & 30+ Year Michigan Broker: Principal broker Jeff Kermath helps you avoid junk lender fees and structure a rock-solid pre-approval that Michigan sellers pick first.
  • Stack With Our 50% Buyer Commission Rebate: Use thousands in rebated buyer-agent commission toward your closing costs or interest rate buydown.
Direct Broker Support: Call or Text Jeff Kermath at (734) 649-4903  |  Compare Michigan Flat Fee MLS Plans ($249–$499) →  |  List Now →
Michigan Home Buyer & Move-Up Seller Desk • Statewide Pre-Approvals

Fast Michigan Mortgage Pre-Approvals & Rate Quotes — Plus Get Paid 50% of Our Buyer Commission!

Whether you are buying a Flat Fee MLS home directly from a seller on ShowMyListing.com, selling your current Michigan home and moving into your next one, or buying any home on the MLS from Metro Detroit to Grand Rapids, Traverse City, or the Upper Peninsula — get a fast, rock-solid Michigan pre-approval letter and stack it with our 50% Home Buyer Commission Rebate.

1. Same-Day Michigan Pre-Approval Letters

Sellers won't take an offer seriously without a verified pre-approval letter. Get pre-approved quickly for Conventional, FHA, VA, Jumbo, Construction, or Investor/DSCR loans across all 83 Michigan counties.

2. Stack With Our 50% Buyer Commission Rebate

When we represent you on any Michigan home purchase where the seller or builder offers a buyer-agent commission, we rebate 50% of our commission ($3,500–$10,000+ cash back at closing) right toward your closing costs or rate buydown!

3. 0.5% Unrepresented Buyer Paperwork Option

Buying a Flat Fee Michigan or FSBO home directly from the seller with no buyer's agent? We can draft the Michigan Purchase Agreement, disclosures, and coordinate title & lender to closing for just 0.5%.

Request Your Fast Michigan Pre-Approval & Buyer Rebate Quote

Fill out this 30-second form and Broker Jeff Kermath (30+ years experience & former mortgage company owner) will connect you with the right Michigan lending program and lock in your 50% Buyer Rebate or 0.5% Contract-to-Close option.

Thank you! Your Michigan Pre-Approval & Buyer Savings request has been sent directly to Jeff Kermath (734-649-4903). We will follow up with you shortly!

Why Verify Your Pre-Approval With Us?

Jeff Kermath has been a licensed Michigan Flat Fee MLS Broker for over 30 years with 6,500+ listings and previously owned his own mortgage company — meaning we know how to spot junk lender fees, prevent last-minute underwriting surprises, and structure your pre-approval so Michigan sellers pick your offer first.

  • First-Time & Move-Up Home Buyers: Conventional, FHA, VA, USDA Rural, and Michigan down-payment options.
  • Sell & Buy Seamless Coordination: Listing your current home on the MLS for a flat fee? We coordinate your sale and next purchase (in Michigan or out-of-state) so you don't get stuck with two payments.
  • Investors, Builders & Vacation Homes: Second homes in Northern Michigan & the Upper Peninsula, new construction, and rental/investment property financing.
  • Apply Your 50% Buyer Rebate to Closing Costs or Rate Buydown: Use thousands in rebated buyer-agent commission to buy down your interest rate or cover closing costs at the table!
Need Immediate Help With an Offer?
Call or Text Broker Jeff Kermath: 734-649-4903

Flat Fee Group Michigan — Regional MLS & Seller Resource Directory

Kermath Realty LLC (Michigan Licensed Real Estate Broker #6502334057 • Verify License with MI LARA ↗ • BBB A+ Accredited ↗) is your direct, local Michigan MLS broker across all 83 Michigan counties — never a national referral middleman.

Michigan Flat Fee MLS Regions & Resources: Upper Peninsula (UPMLS — All 15 U.P. Counties) • Northern Michigan & Traverse City (NGLRMLS) • Petoskey, Harbor Springs, Emmet & Charlevoix • Metro Detroit: Oakland, Wayne, Macomb & Livingston (Realcomp) • Washtenaw County: Ann Arbor & Saline • West Michigan: Grand Rapids, Holland & Kalamazoo (MichRIC) • Greater Lansing: Ingham, Eaton & Clinton • Investors, Builders & Probate Estates • Houzeo vs. Direct Michigan MLS Broker • BBB A+ Accredited Since 2005 (6,654+ Michigan Listings) ↗